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People borrow money to make purchases for which they do not have the cash to pay the entire price. Debt can be useful when buying a house or investment property. It can become a burden and obstacle to saving and investing when used to buy cars, or accumulated on credit cards as a result of deficit spending.

#9 of 13 Things People Can Do with Money | by WealthPhase

How to Get or Refinance Arkansas Student Loans | Student Loan Hero

How to Get or Refinance Arkansas Student Loans | Student Loan Hero

If you're looking for Arkansas student loans, or you already have student debt but are hoping to make your payments easier, then you have a lot of options. Check out the pros and cons of each here.

studentloanhero.com
A Guide To Evaluating Student Loans

A Guide To Evaluating Student Loans

When evaluating student loan options you should consider a number of factors. Fees, interest rates, monthly payment, and total loan costs should be considered.

discover.com
Cash-out Refinance or Home Equity Loan?

Cash-out Refinance or Home Equity Loan?

Home equity represents valuable savings, but it can also be a valuable finance tool. Homeowners often tap it to pay for other expenses, like education, home repairs or remodeling – or to pay off other, more expensive debt. So what is the best way to do it?

cnbc.com
How I Paid Off Over $42,000 in Student Loans in 34 Months (Earning $36,000 Per Year)

How I Paid Off Over $42,000 in Student Loans in 34 Months (Earning $36,000 Per Year)

Val Breit paid off $42,000 in student loans in 34 months while earning $36,000 per year. Making Sense of Cents
shares her story.

makingsenseofcents.com
5 Graduate Degrees That Leave People Drowning in Debt

5 Graduate Degrees That Leave People Drowning in Debt

A new report by the online loan marketplace Credible.com, looked at which degrees lead to the most debt. It analyzed the student debt portfolio of 91,000 borrowers who have requested rates to refinance their graduate school arrears.

cnbc.com
Finding the Best Lender for a Cosigner Release

Finding the Best Lender for a Cosigner Release

Student loan refinance lenders offer a variety of cosigner release programs. What is the best way to get released from a cosigned loan?

studentloansherpa.com
Four Strategies to Pay Off Federal Student Loans

Four Strategies to Pay Off Federal Student Loans

Income-driven repayment plans and student loan forgiveness are great perks, but they make forming a federal repayment strategy more difficult.

studentloansherpa.com
Buy a House then Refinance or Refinance Student Loans First?

Buy a House then Refinance or Refinance Student Loans First?

Getting a mortgage or refinancing student loans at the same time can be very difficult. Think strategy when picking the order.

studentloansherpa.com
How to Know if You and Student Loan Refinancing Are a Potential Match

How to Know if You and Student Loan Refinancing Are a Potential Match

Every borrower has a unique financial situation, but if you can answer yes to many of the following situations, you could be a great candidate for refinancing your student loans.

firstrepublic.com
Student Loan Rates Too High? Here Are 3 Things You Can Do

Student Loan Rates Too High? Here Are 3 Things You Can Do

If you’re still in school and have high student loan rates, you can’t refinance quite yet. But there are a few things you can do to improve your situation.

studentloanhero.com
10 Tips to Break the Credit Card Habit

10 Tips to Break the Credit Card Habit

Credit cards offer convenience, security, and rewards. Overspend with a credit card, however, and the interest and fees can bury you. Here are 10 tops to stop using credit cards.

consumerismcommentary.com
How to Take Out Student Loans Without Your Parents’ Help

How to Take Out Student Loans Without Your Parents’ Help

If you’re paying for college yourself, figuring out how to take out student loans without your parents’ help can help you save money.

studentloanhero.com
IBR, PSLF, and Mortgages

IBR, PSLF, and Mortgages

Buying a house isn't easy, nor is going after public service loan forgiveness. Doing both presents challenges but it can be done.

studentloansherpa.com
4 Best Student Loans for Parents Paying for College

4 Best Student Loans for Parents Paying for College

Looking for student loans for parents? Student Loan Hero takes a look at the best parent loans for college available today and some tips for comparing offers.

studentloanhero.com
How to Get Out of Debt (Without Gimmicks or Games)

How to Get Out of Debt (Without Gimmicks or Games)

There's tons of info online about how to get out of debt. Too often, these folks are trying to scam you, sell you something, or convince you to live like a pauper. Get Rich Slowly tells you how to get out of debt without gimmicks or games.

getrichslowly.org
I have X Dollars, Which Student Loan Do I Pay Off First?

I have X Dollars, Which Student Loan Do I Pay Off First?

Picking the loan to attack first isn't as easy as just paying down the highest interest rate loan, there are other factors to consider.

studentloansherpa.com
Why Your Parents Should Not Cosign Your Student Loans

Why Your Parents Should Not Cosign Your Student Loans

There are four potential downsides to having mom or dad cosign your loan. They might even lead you to consider student loans without a cosigner.

studentloanhero.com
These Towns Will Help Pay off Your Student Loan Debt If You Move There

These Towns Will Help Pay off Your Student Loan Debt If You Move There

Grads crippled by debt might want to consider moving to Kansas, Niagara Falls NY, Curtis NE, or New Haven CT.

cnbc.com
Should I Pay Off My Low Interest Student Loans?

Should I Pay Off My Low Interest Student Loans?

Aggressively paying down low interest rate student loans may not be the best financial decision when you can use time and compounding returns to build your investment portfolio.

studentloansherpa.com
Got Unpaid Student Loans? You Could Lose Your License

Got Unpaid Student Loans? You Could Lose Your License

Unpaid student loans could lead to a professional or driver's license suspension for borrowers. Check this state-by-state guide to see where you’re at risk.

studentloanhero.com
Video: How to Get Out of Student Loan Default

Video: How to Get Out of Student Loan Default

The second episode of season two: "In a Nutshell: How to Pay For College" – How to Get Out of Student Loan Default.

youtube.com
Video: The Various Federal Student Loan Repayment Plans

Video: The Various Federal Student Loan Repayment Plans

The fourth episode of season two: "In a Nutshell: How to Pay For College" – The Various Federal Student Loan Repayment Options

youtube.com
When Income-Driven Repayment Plans Like IBR and PAYE are a Mistake

When Income-Driven Repayment Plans Like IBR and PAYE are a Mistake

Signing up for income-based repayment plans like IBR, PAYE and REPAYE has many perks. However it can be a bad idea for some.

studentloansherpa.com
Does Deferment or Forbearance Time Count Towards Public Service?

Does Deferment or Forbearance Time Count Towards Public Service?

Ten years of Public Service employment alone is not enough for loan forgiveness. Learn what is required for the time to count.

studentloansherpa.com
How to Apply for a Credit Card Hardship Program

How to Apply for a Credit Card Hardship Program

Some credit card companies make hardship programs available to their customers in times of need. This guide walks you through this programs, including how to apply.

consumerismcommentary.com
Is an Unsecured Loan Right for You?

Is an Unsecured Loan Right for You?

Contrary to what this article says, do NOT take out an unsecured loan to buy a dress or go on a trip.

studentloanhero.com
Don't Sign Up for Graduated or Extended Repayment Plans

Don't Sign Up for Graduated or Extended Repayment Plans

There was a time were graduated and extended repayment plans were the best option for many borrowers. Those days are over.

studentloansherpa.com
How to Improve Your Credit Score

How to Improve Your Credit Score

A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here's Consumerism Commentary's guide on how to improve your credit score.

consumerismcommentary.com
How to Get Student Loan Forgiveness in Utah

How to Get Student Loan Forgiveness in Utah

The Beehive State might be slim in terms of student loan forgiveness programs, but Utah residents do still have opportunities to get help getting debt-free.

studentloanhero.com
The Debt Avalanche: The Correct Way to Pay Off Personal Debt

The Debt Avalanche: The Correct Way to Pay Off Personal Debt

The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better.

consumerismcommentary.com
How to Get Student Loan Forgiveness in Colorado

How to Get Student Loan Forgiveness in Colorado

If you live in Colorado and owe money on student loans, there's help! Here are some options for student loan forgiveness in Colorado just for you.

studentloanhero.com
Retroactive Loan Forgiveness and Fixing PSLF Rejections and Errors

Retroactive Loan Forgiveness and Fixing PSLF Rejections and Errors

Many borrowers may miss out on public service student loan forgiveness because their loan servicer mistakenly told them they were eligible.

studentloansherpa.com
Should I Pick a 5, 10, 15 or 20 Year Student Loan Refinance?

Should I Pick a 5, 10, 15 or 20 Year Student Loan Refinance?

Picking the right repayment length requires some strategy and a bit of guess-work about what your finances will look like in the future.

studentloansherpa.com
What Is a Student Loan Co-signer Release? A Parent’s Guide

What Is a Student Loan Co-signer Release? A Parent’s Guide

If you co-signed your child’s loans, you're on the hook for thousands. But you could free yourself by applying for a student loan co-signer release.

studentloanhero.com
How to Fill Out a Teacher Loan Forgiveness Application

How to Fill Out a Teacher Loan Forgiveness Application

From eligibility and timelines to documents needed, here is everything you need to know to fill out the Teacher Loan Forgiveness application.

studentloanhero.com
How to Get Help Paying Your New Jersey Student Loans

How to Get Help Paying Your New Jersey Student Loans

As for what you can do if you’re one of the many New Jerseyans battling student loans, there are current New Jersey student loan repayment assistance programs you might be able to qualify for.

studentloanhero.com
How Accurate Is Credit Karma?

How Accurate Is Credit Karma?

Check out these three important facts about your credit scores, and when you might need additional information.

studentloanhero.com
Student Loan Plan: Moving from IBR to REPAYE

Student Loan Plan: Moving from IBR to REPAYE

The Student Loan Sherpa looks at monthly student loan payment calculations for couples, and strategy for deciding between REPAYE and IBR.

studentloansherpa.com
Don't Fall for Student Loan Relief Scams

Don't Fall for Student Loan Relief Scams

Michelle Singletary writes that, "For scammers, it’s all about where they’ll get the most money victimizing people. And one of the hottest places to be right now involves student loans, which are at an all-time high of $1.4 trillion."

tuscaloosanews.com
Parent PLUS Loan Strategy for Current Students

Parent PLUS Loan Strategy for Current Students

Many families borrow Parent PLUS loans without understanding all of the options available and putting together a long term strategy.

studentloansherpa.com
Pros and Cons of Interest-Only Mortgage Payments

Pros and Cons of Interest-Only Mortgage Payments

Interest only mortgages offer low monthly payments. Consumerism Commentary lists the pros and cons. They forgot one situation—when other debt will be paid off within the next five years.

consumerismcommentary.com
Cutting Your Car Payment Is Easier Than You Think

Cutting Your Car Payment Is Easier Than You Think

If your car payment is eating up too much of your budget, you may be ready for a refinance.

wisebread.com
Why Student Loan Companies May Be Going out of Business Soon

Why Student Loan Companies May Be Going out of Business Soon

Private lenders pitch the benefits of refinancing at lower market-based interest rates. Their TV ads show happy millennial professionals saving over $20,000 by refinancing. It sounds amazing, doesn’t it? But the truth may be less promising.

fortune.com
10 Crucial Questions to Ask Before Refinancing Your Student Loans

10 Crucial Questions to Ask Before Refinancing Your Student Loans

There are some great reasons to refinance student loans. You can lock in lower interest rates, reduce monthly payments, or get rid of debt faster. Your overall goal will dictate your refinancing decisions and help you choose the loan that will best meet your needs.

studentloanhero.com
How to Refinance a Mortgage

How to Refinance a Mortgage

Trying to decide whether to refinance a mortgage? In the Consumerism Commentary Guide to Mortgage Refinancing, you'll learn how to refinance a mortgage and where to find the best rates.

consumerismcommentary.com
Here's Exactly How Student Loan Interest Works

Here's Exactly How Student Loan Interest Works

Student loan interest can add thousands of dollars to your original loan balance. Find out how it works and how you can get ahead on your student loans.

studentloanhero.com
Dealing With Debt Collectors - Tips For Talking To Bill Collectors

Dealing With Debt Collectors - Tips For Talking To Bill Collectors

People dread dealing with debt collectors, whether it's an mistake with the bill collector or if it's a legitimate bill that was never paid.

makingsenseofcents.com
The Risk of Paying Off Debt Too Fast

The Risk of Paying Off Debt Too Fast

It is counter to what many personal finance bloggers suggest, but there really is risk created by paying off debt too quickly. Joshua Sheats explains why in this podcast.

radicalpersonalfinance.libsyn.
Stick with Public Service Loan Forgivenss or Give Up and Refinance?

Stick with Public Service Loan Forgivenss or Give Up and Refinance?

When is chasing PSLF more expensive than refinancing and paying off your loan aggressively? Where is the break even point?

studentloansherpa.com
Credit Card Rates Spurt Higher with One at 30 Percent

Credit Card Rates Spurt Higher with One at 30 Percent

Just in time for holiday shopping, retailers have a gift for consumers: higher interest rates on their credit cards — including one that's above 30 percent.
The average retail card rate has risen for the third straight year and now is brushing 25 percent, according to new survey from CreditCards.com.

cnbc.com
Government cracks down on student debt relief scams

Government cracks down on student debt relief scams

Don't hand over any money to a service that offers a faster way to pay off your student loans. There's a good chance it's a scam.

money.cnn.com
Best Mortgage Lenders for First-Time Buyers

Best Mortgage Lenders for First-Time Buyers

First-time home buyers might have a "thinner" credit history or be carrying student loan debt. You should always check with local credit unions and community banks, but you will also want to investigate your mortgage options at these online lenders.

studentloanhero.com
The Pros and Cons of 401(k) Loans

The Pros and Cons of 401(k) Loans

While not the first choice, 401(k) loans can be a decent option for investors with near-term cash needs, but it is not an investment strategy, says Michael Kitces.

morningstar.com
Debt Payoff Calculator

Debt Payoff Calculator

Use this free debt payoff calculator to compare the debt snowball and debt avalanche strategies.

tools.doughroller.net
How to Use Rent Payments to Improve Your Credit

How to Use Rent Payments to Improve Your Credit

Unfortunately, your many years of making rent payments on time aren’t helping your credit score. Finally, that situation is changing. You may be able to help your own cause by learning how to report rent payments to credit bureaus. Consumerism Commentary identifies several services that can help you do just that.

consumerismcommentary.com
Don't Default on Your Student Loans. Here's What Happens.

Don't Default on Your Student Loans. Here's What Happens.

A lot of bad things will happen. For starters, you lose eligibility for deferment, forbearance and loan forgiveness, as well as other benefits, like choosing your own repayment plan and eligibility for additional federal aid.

cnbc.com
You Can Still Get a Mortgage with Weak Credit

You Can Still Get a Mortgage with Weak Credit

If your recent credit activity demonstrates a pattern of responsibility, it is possible to get a mortgage with weak credit — even with strict lending requirements.

wisebread.com
Ins, Outs, Pros and Cons of Zero Down Payment Mortgages

Ins, Outs, Pros and Cons of Zero Down Payment Mortgages

There are some downsides to zero-down mortgages. Find out what they are. If you're still interested, availability ebbs and flows, unless you qualify for one of two government programs.

nerdwallet.com
If You Lend Money to Family, Don't Expect to See All of It Again

If You Lend Money to Family, Don't Expect to See All of It Again

Adults who have made loans to relatives report getting 57 percent of their money back.

cnbc.com
When Does Leasing A Car Make Sense?

When Does Leasing A Car Make Sense?

Many people wonder when leasing a car is a better option than buying. This article explains when leasing makes sense.

investopedia.com
6 Things You Might Miss in Your Credit Card's Fine Print

6 Things You Might Miss in Your Credit Card's Fine Print

Did you read the fine print before you signed up for that credit card? You should have: What you don't know might hurt you.

wisebread.com
A Positive View of Debt

A Positive View of Debt

Can debt be good? Is it really a tool that can be used to build wealth? This financial blogger explains why he doesn't pay off his mortgage early...and invests the money instead. Read with caution!

budgetsaresexy.com
How to Cancel a Credit Card in 7 Steps

How to Cancel a Credit Card in 7 Steps

Taking the scissors to your credit card can be a satisfying feeling, especially if you’ve just finished paying it off. But knowing how to cancel a credit card the right way can ensure your credit score won’t take a hit as a result.

studentloanhero.com
What to Do If You're Retiring With Debt

What to Do If You're Retiring With Debt

Debt's a burden at any age. For retirees on fixed or reduced income, it can feel especially heavy.

wisebread.com
Find Out What Credit Score Is Needed to Buy a House

Find Out What Credit Score Is Needed to Buy a House

Not sure what credit score is needed to buy a house? Discover the minimum credit score you need for a variety of mortgages.

studentloanhero.com
9 Ways Expats Can Maintain Their Credit Scores

9 Ways Expats Can Maintain Their Credit Scores

You may be leaving the States for a while, but there's one element of American life you should never leave behind: your credit score.

wisebread.com
Refinance Rankings Update: Fall 2017

Refinance Rankings Update: Fall 2017

The Student Loan Refinance Rankings have been updated and we are sharing who has the best rates and who is accepting more borrowers.

studentloansherpa.com
Debunking 8 Common Credit Score Myths

Debunking 8 Common Credit Score Myths

If you want good credit, you need a good credit score. But when it comes to getting a good rating, you need to separate facts from fiction.

wisebread.com
Getting Student Loan Payments to Count Towards Principal and Not Interest

Getting Student Loan Payments to Count Towards Principal and Not Interest

When most of your student loan payment goes towards interest instead of principal, it can be frustrating. It also can be avoided.

studentloansherpa.com
Aspire Student Loans: Everything You Need to Know to Make Payments and More

Aspire Student Loans: Everything You Need to Know to Make Payments and More

Aspire student loans, Iowa Student Loan, or Aspire Servicing Center? This post breaks down the difference — and tells you how to pay your bills.

studentloanhero.com
CFPB warns about dangers of taking out a reverse mortgage to delay Social Security

CFPB warns about dangers of taking out a reverse mortgage to delay Social Security

The Consumer Financial Protection Bureau issued a warning to seniors this week, cautioning them that taking out a reverse mortgage in order to delay claiming Social Security benefits could be a financially harmful decision.

housingwire.com
Scam Alert: Text Messages About Your Student Loans

Scam Alert: Text Messages About Your Student Loans

Text messages about your student loans or about student loan forgiveness are probably not valid. Learn how to prevent this issue.

studentloansherpa.com
Student Loan Repayment Strategy for Government Lawyers

Student Loan Repayment Strategy for Government Lawyers

Government attorneys are not the highest paid lawyers, but what many government jobs lack in terms of salary, they make up for in great employee benefits… especially when it comes to student loans.

studentloansherpa.com
Beware of Sneaky Credit Card Penalties!

Beware of Sneaky Credit Card Penalties!

Learned that my American Express can hit you with outrageous penalty APR fees! Even if you're a loyal customer! Watch your credit card backs!

budgetsaresexy.com
Here’s what happens if you don’t pay your student loans

Here’s what happens if you don’t pay your student loans

Missing payments will hurt your credit score and make it more difficult for your to borrow money in the future. What happens next depends on whether you've defaulted on private or federal loans.

cnbc.com
Don't Make These 5 Student Loan Refinancing Mistakes

Don't Make These 5 Student Loan Refinancing Mistakes

Refinancing your student loans can save money. Before you do, make sure you’re not making any of these five costly mistakes.

studentloanhero.com
5 Mortgage Details You Should Know Before You Sign

5 Mortgage Details You Should Know Before You Sign

Buying a new home is exciting, but before you sign your name on the dotted line, you need to ask — and answer — a few key questions about your loan.

wisebread.com
Turn $30 a Month into $28,421 in Three Years!

Turn $30 a Month into $28,421 in Three Years!

Mark and Bethany were surprised to learn that paying an additional $30 a month to American Express could generate additional cash for their retirement.

wealthphase.com
Student Loan Sherpa Mailbag: Can Private Loans Be Converted into a Federal Loan?

Student Loan Sherpa Mailbag: Can Private Loans Be Converted into a Federal Loan?

Katie co-signed some student loans for her daughter to attend college. Originally, the loans were with Sallie Mae. Later, they were transferred from Sallie Mae to Navient. Katie is being told that the loans will not qualify for Public Service Loan Forgiveness. Can she can do anything to fix this situation?

studentloansherpa.com
Live in Ohio and Have Student Loan Debt?

Live in Ohio and Have Student Loan Debt?

If you live in the Buckeye State, listen up. Here's the ultimate guide to forgiveness and repayment programs for your Ohio student loans.

studentloanhero.com
8 Expert Tips for Paying off Debt for Good

8 Expert Tips for Paying off Debt for Good

Have you paid off debt only to be back in it again? Student Loan Hero provides eight expert tips for paying off debt that will have you living debt-free once and for all.

studentloanhero.com
No Excuse To Be Deliquent Or In Default On Your Federal Student Loans

No Excuse To Be Deliquent Or In Default On Your Federal Student Loans

Regardless of your circumstances, you can avoid default and delinquency - even if you have no job. The federal government has several repayment plans in place that allow borrowers to pay what they can afford rather than what they owe.

studentloansherpa.com
14 Mistakes People Make When Paying off Debt

14 Mistakes People Make When Paying off Debt

Have you ever wondered if you are paying off debt the right way? More than likely, you are making one of these ridiculously common mistakes. Here are 14 of the biggest mistakes from Whitney Hansen.

whitneyhansen.com
Should I Refinance My Home to Pay Off Student Loans?

Should I Refinance My Home to Pay Off Student Loans?

There are plenty of reasons to consider a cash-out mortgage refinance to pay off your student loans. However, it isn’t necessarily the best option to eliminate your student debt.

studentloansherpa.com
4 Ways To Slash Credit Card Expenses

4 Ways To Slash Credit Card Expenses

The best credit card is probably no credit card. But if you must, avoid paying too much.

forbes.com
Are Premium Credit Cards Worth the Fees?

Are Premium Credit Cards Worth the Fees?

Premium credit cards advertise special perks and bonuses. Are the rewards enough to justify the big annual fees?

studentloanhero.com
Frequently Asked Student Loan Questions

Frequently Asked Student Loan Questions

You've got student loan questions. You should, as you have many options when it comes to student loans for college. SimpleTuition provides some answers.

simpletuition.com
Co-Signing a Student Loan? Consider the Risks

Co-Signing a Student Loan? Consider the Risks

There are many dangers associated with co-signing a student loan. Understanding those risks can help you avoid them.

studentloansherpa.com
The Pros and Cons of 401(k) Loans

The Pros and Cons of 401(k) Loans

Do you have a need for cash? Does that money in your 401(k) plan look irresistible?
Although there may be times when it can make sense to borrow from your retirement plan, carefully consider the reasons why you shouldn't do it.

usatoday.com
Should You Pay off Your Mortgage Before Retirement?

Should You Pay off Your Mortgage Before Retirement?

Everybody's situation is different. A number of factors must be considered for each household. Any decision that involves significant amounts of money should be carefully examined. Liquidity, cash flow, taxes, asset allocation, foreclosure risk, and peace of mind should all be considered.

cnbc.com
Tempted to Use a Credit Card to Keep up with Your Friends' Vacations?

Tempted to Use a Credit Card to Keep up with Your Friends' Vacations?

Are photos of your friends enjoying great vacations tempting you to use a credit card for a vaca of your own? Don't. Charge just $1,000 on your credit card at a 15% interest rate and make the minimum (assuming that’s 4%) monthly payment. It’ll take you over 5 years to pay it off.

moneyish.com
Considering Financing Furniture? Don't Do It!

Considering Financing Furniture? Don't Do It!

Furniture can be quite expensive, and it can be very easy to walk out of a furniture store with a huge bill. However, no matter how enticing those financing offers may be, please remember that you will eventually have to pay the full cost. Too many people get caught up when they think about the monthly payments, but it’s the full cost that is important.

makingsenseofcents.com
Don't Make the Mistake of Ignoring Your Student Loan Debt!

Don't Make the Mistake of Ignoring Your Student Loan Debt!

Even if you don't have a job or can't afford your student loan payments, there are many steps that can be taken to make your debt manageable.

studentloansherpa.com
Should You Use a Credit Card for Down Payment on a Car?

Should You Use a Credit Card for Down Payment on a Car?

Those rewards points can be tempting, but don't do it if you don't have the cash...or the discipline...to pay off the new debt.

studentloanhero.com
Will Navient Make It Difficult to Consolidate Your Student Loans?

Will Navient Make It Difficult to Consolidate Your Student Loans?

This is a process that happens on a daily basis for larger lenders. Your prospective lender should be able to answer questions about the process with Navient.

studentloansherpa.com
Tax Deductions For Reverse Mortgage Borrowing & Payments

Tax Deductions For Reverse Mortgage Borrowing & Payments

Can you deduct the interest on a reverse mortgage? Michael Kitces explains taxation of reverse mortgage loan proceeds and interest payments, including the deductibility of reverse mortgage interest, MIP, and real estate taxes.

kitces.com
5 Myths about Student Loan Debt Consolidation

5 Myths about Student Loan Debt Consolidation

Thinking about consolidating or refinancing your student loans? Here are five of the most common misconceptions about student loan consolidation.

studentloanhero.com
Thinking of Credit Cards to Finance Your Business? Read These 7 Rules.

Thinking of Credit Cards to Finance Your Business? Read These 7 Rules.

Credit cards might be your only option to start or expand a business. Although this article is a credit card company promotional piece, there is some wisdom in the rules.

bankrate.com
Video: $18,000 of student loan debt paid off in 54 days

Video: $18,000 of student loan debt paid off in 54 days

One couple made some short-term sacrifices to eliminate years of payments.

video.cnbc.com
Federal Student Loan Cost Increasing 20 Percent

Federal Student Loan Cost Increasing 20 Percent

Undergraduates who take out federal loans will pay almost 20% more in interest. The U.S. government is raising prices for new student debt, adding hundreds of dollars to the cost of the typical federal college loan.

investmentnews.com
The new card skimming is called ‘shimming’

The new card skimming is called ‘shimming’

In addition to closely monitoring your account for unauthorized purchases and setting text and email alerts and maximum ATM withdrawal limits on your cards, you may want to explore a tap-and-go contactless card or mobile pay apps such as Apple Pay or Samsung Pay rather than dip your chip.

bankrate.com
The Pros and the Cons of Federal Loans

The Pros and the Cons of Federal Loans

The review is in. Even though Federal Student Loans have major disadvantages, they are still a better choice over private lenders.

studentloansherpa.com
Ask and You May Receive (Better Credit Card Terms)

Ask and You May Receive (Better Credit Card Terms)

With a simple phone call, you may be able to avoid the annual fee, get a late fee waived, reduce your interest rate, or raise your credit limit.

bankrate.com
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