Ayana Forward, CFP
Ayana Forward, CFP
retirementinview.ca
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Retirement Planning: When to take CPP?

When planning for retirement, choosing when to take CPP comes down to many factors including your expected lifestyle needs, your health and your current and expected income sources. Taking the time to work through some scenarios before you decide to apply for CPP is an important first step. The longer you can delay taking CPP the more money you will receive, but sometimes "a bird in the hand is worth two in the bush".