Spending is money allocated to lifestyle purposes. It includes groceries, utilities, car payments, mortgage payments, clothing, entertainment, health care, and other categories that maintain your standard of living. When spending exceeds income from all sources (deficit spending), you are required to borrow money.
If you are looking to get a computer without breaking your budget, check out these purchasing options and choose the one that's best for you. If you do what the author did, you'll save a lot of money.
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Single homeownership is on the rise. Before you buy, consider these important factors.
A real estate agent identifies three mistakes (during escrow) that can ruin your chances of owning a new home.
Do you really need to "look rich" by the car you drive? Jay Leno offers this advice to save a lot of money.
Does the high cost of living threaten your ability to retire in style? If relocation is something you would consider, take a look at these seven affordable states.
Sometimes we get so used to having what we want, that we think it is a need. Confusing wants and needs prevents many people from saving money.
Millennials spend far more in bars, on coffee and at restaurants than older generations — while saving less, a new survey shows. The average millennial, which is what the survey calls Americans ages 18 to 36, dines in or gets take-out from restaurants five times per week.
You might say that renters are “throwing money away” every month. There’s certainly some truth to that, but if throwing away your money gets you peace and freedom, it’s a cost some people are willing to pay.
Don't make the mistakes that prevent you from accumulating money or avoiding excessive debt, including buying more house than you should.
Scrimp a little now to gain financial independence more quickly.
YNAB provides a budgeting dictionary of common terms that can help make budgeting a little less intimidating for those just getting started.
Before buying a house, you should ask yourself questions. These questions are for first time homebuyers, or even those who are on their second or more!
It's important that you make the home-buying decision with as little emotion as possible (we know it's difficult). Look before you leap by asking yourself five key questions before starting your house hunt.